Frequently Asked Questions

It couldn't be easier; you can either apply quickly and securely online or give us a call one of our friendly personal car loan advisors will be happy to help. Whichever way you choose your application shouldn't take more than a minute or so to complete. Once completed, Our Car Finance Consultants will call you back and they can organise a Car Loan in Adelaide, Car Loans Sydney, Car Loans Melbourne, Car Loans Perth, Car Loans Gold Coast and if you'd like to repayment guideline please use the Car Loan Calculator available on most pages on this website.

A credit reference search will be carried out and a credit score will be calculated, which will determine if we can offer you a loan. We'll phone you if we have any more questions. If your loan is agreed in principle, we will try and contact you over the phone to let you know. We will send your finance documents to be signed and returned to us along with any additional information required to support your application. After returning your documents to us, your loan will be processed for payment by EFT to the vendors nominated bank account.

Don't be. When it comes to finding you the perfect deal, our panel of lenders can offer us some really good rates. Which means we can give you the lowest rates around, often better than most dealers and the banks themselves.

We will try to process all applications within the hour, although sometimes it can take a little while longer. In most cases we can give you a decision on your car finance application shortly after you apply.

Yes, we can help you to get negative equity car finance, just give us a call. We can find the best quote for you from our large selection of lenders.

Yes, being self-employed doesn't stop us finding you a great car finance deal. Just give us a call or apply on line.

Yes we do. We welcome all enquiries on all items that can be financed. This includes, Trucks, Farm Equipment, Machinery, Caravans, Boats and other Marine items, Phone Systems, Hardware and Software.

Just let us know your preferred payment date after your loan has settled and we'll arrange it for you.

This will happen when you make an application.

Yes. We take pride in our confidentiality agreements. Please refer to our privacy policy contained within the terms and conditions, for further details on how we process your information.

Yes, you can. We're experts at providing car finance for people who have had problems obtaining credit. As long as you are not currently bankrupt, having a poor credit rating doesn't stop you from getting a car loans with us, even if you've been refused before. We have deals to suit everyone whatever your situation or credit history.

Yes. Every day we help customers who have been turned down by other lenders. Our acceptance rate is always one of the greatest. But make sure you are not currently in a Part 9 Agreement or currently serving a Bankrupt period.

Yes, it doesn't matter to us if you were bankrupt, have had defaults or even had previous cars repossessed. We can still help you as long as you are discharged. Apply today!

For thirty days, although an extension can usually be arranged if buying your car is delayed for any reason.

Your credit limit takes into account a number of things, such as your credit history and income. We find for the majority of our customers we're able to offer the credit limit they request.